Privacy Policy

Introduction

Forbes Asset Management ("we," "us," or "our") operates the Policy Factory website at forbes.management (the "Website"). This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our Website and use our contact form.

We are committed to protecting your privacy and handling your personal information transparently and securely.

Information We Collect

Information You Provide to Us

When you use our contact form, we collect the following information:

• Name - Your full name or the name you provide
• Email Address - Your email address for communication purposes

Automatically Collected Information

When you visit our Website, we may automatically collect certain technical information:

• IP Address - Your internet protocol address
• Browser Information - Your web browser type and version (User-Agent)
• Visit Information - Date and time of your visit
• Device Information - Type of device you're using (desktop, mobile, tablet)

Information We Do Not Collect

We do not:

• Track your browsing behavior across other websites
• Use cookies or similar tracking technologies (except essential ones required for website functionality)
• Collect sensitive personal information (financial data, health information, etc.)
• Sell or rent your personal information to third parties

How We Use Your Information

Contact Form Submissions

• Respond to Inquiries - To reply to your questions and requests
• Provide Information - To send you information about Policy Factory products and services
• Customer Support - To provide customer service and support

Website Operations

• Security - To protect against fraudulent, malicious, or illegal activity
• Technical Operations - To maintain and improve website functionality
• Analytics - To understand how visitors use our Website (aggregated, non-identifiable data)

Legal Compliance

• To comply with applicable laws, regulations, and legal processes
• To enforce our Terms of Service and other agreements
• To protect our rights, privacy, safety, or property

How We Store Your Information

Data Storage

Your contact form submissions are stored securely using:

• Cloudflare R2 - Cloud object storage with server-side encryption
• Private Access - Data is not publicly accessible and requires authentication
• Secure Transmission - All data transmitted over HTTPS/TLS encryption

Data Retention

We retain your contact information:

• Active Period - For the duration of our business relationship or ongoing communications
• Retention Period - Up to 24 months after last contact, unless you request earlier deletion
• Legal Requirements - Longer if required by law or legitimate business purposes

How We Share Your Information

We do not sell, trade, or rent your personal information to third parties.

We may share your information only in the following limited circumstances:

Service Providers

We may share your information with trusted third-party service providers who assist us in:

• Website hosting and infrastructure (Cloudflare)
• Email communication services
• Customer relationship management (if applicable)

These service providers are contractually obligated to protect your information and use it only for the purposes we specify.

Legal Requirements

We may disclose your information if required to do so by law or in response to:

• Valid legal processes (subpoenas, court orders)
• Government or regulatory requests
• Protecting our legal rights or the safety of others
• Investigating fraud or security issues

Your Privacy Rights

Depending on your location, you may have the following rights regarding your personal information:

Access and Correction

• Right to Access - Request a copy of the personal information we hold about you
• Right to Correction - Request correction of inaccurate or incomplete information

Data Deletion

• Right to Deletion - Request deletion of your personal information (subject to legal retention requirements)
• Right to Withdraw Consent - Withdraw consent for processing at any time

To Exercise Your Rights

To exercise any of these rights, please contact us at Chris@forbesassetmanagement.com with "Privacy Rights Request" in the subject line.

We will respond to your request within 30 days.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, disclosure, alteration, or destruction.

Security Measures

• Encryption - HTTPS/TLS encryption for data in transit, server-side encryption for data at rest
• Access Controls - Restricted access to personal information on a need-to-know basis
• Secure Infrastructure - Use of Cloudflare's enterprise-grade security platform
• Regular Monitoring - Ongoing monitoring for security vulnerabilities and threats

However, no method of transmission or storage is 100% secure. We cannot guarantee absolute security but commit to using industry-standard practices to protect your information.

Children's Privacy

Our Website and services are not directed to children under the age of 13 (or 16 in certain jurisdictions). We do not knowingly collect personal information from children.

If we become aware that we have inadvertently collected information from a child, we will delete it promptly. If you believe we have collected information from a child, please contact us immediately at Chris@forbesassetmanagement.com.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, services, legal requirements, or technological developments.

When we make material changes, we will:

• Update the "Last Updated" date at the top of this page
• Notify you via email (if you have provided your email address)
• Display a prominent notice on our Website

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.